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Credit Score
Your 2026 Credit Score is Ready
As of June 2026, all Canadians can check their credit score for free — no credit card required.
Free forever
No credit check
Takes 30 seconds
As of June 2026, all Canadians can check their credit score for free — no credit card required.
Canadian credit scores range from 300 to 900
"I was 82 points higher than I thought. Qualified for a rate I never expected."
— Calgary, AB
"Found an error dragging my score down by 45 points. Got it fixed in a week."
— Toronto, ON
"Went from 580 to 710 in 8 months using the free tools. Life-changing."
— Vancouver, BC
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No credit card. No credit check. Free forever.
Last updated: June 2026
By creating an account, accessing, or using Credit Resources (the “Service”), you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, you must not use the Service.
These Terms constitute a legally binding agreement between you and Rent Cred Ltd (“Company,” “we,” “us,” or “our”), located at 160 Quarry Pk Blvd S E Suite 300, Calgary, AB T2C 3G3, Canada.
Credit Resources is a credit education platform designed to provide users with tools, resources, and information to help improve their credit knowledge and financial literacy.
Our services include:
Important: Credit Resources is an educational service. We are NOT a bank, direct lender, credit counselling agency, law firm, or financial advisor. We provide educational tools and access to third-party financial services but do not provide financial, legal, or professional advice.
You must be at least 18 years of age or the age of majority in your province of residence to use this Service.
By using the Service, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms.
Subscription Fee: Access to Credit Resources requires a paid subscription of $20.00 CAD per week, billed automatically.
Payment Authorization: By subscribing, you authorize us to charge your designated payment method on a recurring weekly basis. You are responsible for maintaining valid payment information.
No Trial Period: We do not offer a free trial period. Payment is required from the start of your subscription.
Price Changes: We reserve the right to change our subscription fees with at least 30 days notice. Continued use of the Service after a price change constitutes acceptance of the new fees.
Cancellation: You may cancel your subscription at any time through your account settings or by contacting support at support@creditresources.ca. Upon cancellation, you will retain access to the Service until the end of your current billing period.
No Refunds:
All payments are non-refundable. We do not provide refunds or credits for partial subscription periods or unused services.
You agree to:
IMPORTANT DISCLAIMERS:
Credit Resources partners with third-party lenders, credit card issuers, and mortgage providers (“Affiliates”) to provide you with access to financial products and services.
Important Information:
All content, features, and functionality of the Service, including but not limited to text, graphics, logos, software, and educational materials, are owned by Rent Cred Ltd and are protected by Canadian and international copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works, publicly display, or exploit any content from the Service without our express written permission.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:
Rent Cred Ltd, its directors, employees, agents, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:
Our total liability for any claims arising from your use of the Service shall not exceed the amount you paid to us in the three months prior to the claim.
We reserve the right to suspend or terminate your account and access to the Service at our sole discretion, without notice, for conduct that we believe:
Upon termination, your right to use the Service will immediately cease. We are not liable for any loss or damage resulting from termination of your account.
These Terms shall be governed by and construed in accordance with the laws of the Province of Alberta and the federal laws of Canada applicable therein, without regard to conflict of law principles.
You agree that any legal action or proceeding arising out of or relating to these Terms or the Service shall be brought exclusively in the courts located in Calgary, Alberta, and you consent to the personal jurisdiction of such courts.
We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by email or by posting a notice on the Service at least 30 days before the changes take effect.
Your continued use of the Service after the effective date of the revised Terms constitutes your acceptance of the changes.
If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
If you have any questions, concerns, or complaints about these Terms or the Service, please contact us:
Rent Cred Ltd
160 Quarry Pk Blvd S E Suite 300
Calgary, AB T2C 3G3
Canada
Email: support@creditresources.ca
Acknowledgment: By submitting the Credit Vault application form or continuing to use the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.